NOTICE OF MORTGAGEE'S SALE OF REAL ESTATE By virtue and in execution of the Power of Sale contained in a certain mortgage given by 20 Gregory Farm LLC to Mortgage Electronic Registration Systems, Inc. as nominee for ECF Fund I LLC, dated October 13, 2023 and recorded with the Berkshire (North) County Registry of Deeds ("Registry") in Book 1838, Page 622, of which mortgage the undersigned Loan Servicer LLC ("Mortgagee") is the present holder by virtue of an Assignment of Mortgage, dated November 3, 2025 and recorded with the Registry in Book 1909, Page 669, for breach of the conditions of said mortgage and for the purpose of foreclosing same will be sold at public auction at 10:00 a.m. on April 2, 2026 on the mortgaged premises being known as 33-35 Hall Street, North Adams, MA 01247, being all and singular the premises described in said mortgage to wit: Beginning at a point on the northerly side of Hall Street 27.68 feet from corner of underpinning of house number 27 and 32.17 feet from underpinning of house number 35 and running northerly in center of drive 95.55 feet to an iron pipe driven in the ground, which pipe is 25.5 feet from corner of underpinning of the ell part of said house number 27; thence deflecting 3 40' to the right and running northerly 179.87 feet to Liberty Street at an iron pipe driven in the ground, which said pipe is 45 feet easterly from an old post in the fence, which fence is supposed to be on the westerly line of this property; thence westerly from said iron pipe along the southerly side of Liberty Street to the aforesaid post in the fence; thence southerly on the easterly line of land now or formerly of one Wilber and land now or formerly of Abraham Less to a point in the northerly line of said Hall Street; thence easterly on the northerly line of said Hall Street to the place of beginning. ALSO a right of way 4 feet in width next adjoining the above described premises upon the east and extending from said Hall Street northerly 204 feet, but the premises are conveyed, however, subject to a right of way over and along a strip of land 4 feet in width off the easterly side of said premises and extending from said Hall Street northerly 204 feet, said right of way to be used in common by the grantees and owners of the land adjoining the above described premises on the east, their heirs and assigns forever. RESERVING, however, certain rights of the Freeman Manufacturing Company to enter upon the premises hereby conveyed for the purpose of inspection and repair of the waterway on said premises, if, and insofar as, said rights presently exist. ALSO SUBJECT to a sewer pipe easement granted by Charles S. Peach et als to the City of North Adams (Inhabitants of North Adams), by instrument dated September 9, 1889, recorded in Book 199, Page 283 in Northern Berkshire Registry of Deeds insofar as said easement may now affect said property. The Mortgagee reserves the right to postpone the sale to a later date by public proclamation at the time and date appointed for the sale and to further postpone at any adjourned sale date by public proclamation at the time and date appointed for the adjourned sale date. The premises will be sold subject to and/or with the benefit of any and all restrictions, easements, improvements, covenants, municipal or zoning regulations or requirements, outstanding tax titles, condominium charges, fees, or assessments, municipal or other public or government taxes, assessments, outstanding orders of condition or any municipal requirements, and any liens or claims in the nature of liens, and existing encumbrances of record created prior to the mortgage, if any there be, and the rights of tenants and occupants of the premises, if any there be. No representation is made as to the status of any improvements on the mortgaged premises and the Buyer purchases subject to all requirements related thereto. The premises are being sold with the express acknowledgement that the Mortgagee makes no representation or warranty as to the presence or absence as to any wetlands or environmental issue at all, or related to the septic or well systems, if any, or as to any contaminants or other substances, as noted under M.G.L. c. 21E or any other Massachusetts Statute, Code or Regulation does exist, the correction thereof will be at the Buyer's sole cost and expense, and shall be separate from the purchase price. The Buyer shall indemnify and hold harmless Mortgagee from any and all costs, expenses or liability related to any of the aforesaid. No representations, express or implied, are made with respect to any matter concerning the premises, which will be sold "as-is". TERMS OF SALE: A deposit of $10,000.00 shall be paid by the successful bidder to the Mortgagee in cash, by certified or by cashier's check at the time and place of the sale as a deposit. The successful bidder will be required to execute a Memorandum of Sale immediately after the close of the bidding. A second deposit in the amount of ten percent (10%) of the purchase price shall be required to be made payable to the undersigned by certified check or by bank cashier's check within seven (7) calendar days following the date of sale. The balance of the purchase price shall be paid in cash, by certified check, by cashier's check, or other check satisfactory to Mortgagee's attorney within thirty (30) days thereafter at the offices of McCarter & English, LLP, attorneys for the Mortgagee, 265 Franklin Street, Boston, MA 02110, or elsewhere as agreed by the parties, in exchange for which and at such time and place, the deed shall be delivered to the purchaser for recording. The Mortgagee reserves the right to amend the foregoing terms of sale by written or oral announcement made before the auction sale, during the sale thereof or at the commencement or during any postponed sale, the right to bid at the sale, to reject any and all bids, and to postpone the sale up until the time the property is declared sold by the auctioneer. The description of the premises contained in said mortgage shall control in the event of an error in the Notice of Mortgagee's Sale or its publication. OTHER TERMS TO BE ANNOUNCED AT THE TIME AND PLACE OF THE SALE. Dated: March 5, 2026 Signed: Loan Servicer LLC, present holder of said Mortgage, By its Attorneys, McCarter & English, LLP John M. Allen, Esq. Attorney for the Mortgagee 265 Franklin Street Boston, MA 02110 jallen@mccarter.com (617) 449-6500 Ad# 100534 03/10/2026, 03/17/2026 03/24/2026
Mar 10, 2026.
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