NOTICE OF MORTGAGEE'S SALE OF REAL ESTATE By virtue and in execution of the Power of Sale contained in a certain mortgage given by 20 Gregory Farm, LLC to Mortgage Electronic Registration Systems, Inc. as nominee for ECF Fund I LLC, dated October 13, 2023 and recorded with the Berkshire (North) County Registry of Deeds ("Registry") in Book 1838, Page 657, of which mortgage the undersigned Loan Servicer LLC ("Mortgagee") is the present holder by virtue of an Assignment of Mortgage, dated July 7, 2025 and recorded with the Registry in Book 1891, Page 107, for breach of the conditions of said mortgage and for the purpose of foreclosing same will be sold at public auction at 4:00 p.m. on October 22, 2025 on the mortgaged premises being known as 27 Hall Street, North Adams, MA 01247, being all and singular the premises described in said mortgage to wit: Beginning at a point on the northerly bounds of Hall Street, 27.68 feet from the corner of the underpinning of a house number 27, and 32.17 feet from the underpinning of a house numbered 35, and thence running northerly in the center of the drive, 95.55 feet to an iron pipe driven into the ground, which pipe is 25.5 feet from the corner of the underpinning of the ell part of said house numbered 27; thence deflecting 3 degrees 45 minutes to the right and running northerly, 179.87 feet to Liberty Street at an iron pipe driven into the ground; thence easterly along the southerly side of Liberty Street, 45 feet to the northwest corner of land now or formerly of H. W. Clark; thence southerly along the westerly line of land of said Clark ad land now or formerly of one Brigham to the northerly line of said Hall Street; thence westerly along the north line of said Hall Street to the place of beginning. The above conveyance is made TOGETHER WITH a right of way four (4) feet in width next and adjoining the above-described premises on the west and extending from said Hall street northerly 204 feet; but the premises are conveyed, however, SUBJECT TO a right of way over along a strip of land four (4) feet in width along the westerly line of said premises and extending from said Hall Street northerly 204 feet; said right of way to be used in common by James S. Farley and the grantees or mortgagees, their heirs and assigns forever. The Mortgagee reserves the right to postpone the sale to a later date by public proclamation at the time and date appointed for the sale and to further postpone at any adjourned sale date by public proclamation at the time and date appointed for the adjourned sale date. The premises will be sold subject to and/or with the benefit of any and all restrictions, easements, improvements, covenants, municipal or zoning regulations or requirements, outstanding tax titles, condominium charges, fees, or assessments, municipal or other public or government taxes, assessments, outstanding orders of condition or any municipal requirements, and any liens or claims in the nature of liens, and existing encumbrances of record created prior to the mortgage, if any there be, and the rights of tenants and occupants of the premises, if any there be. No representation is made as to the status of any improvements on the mortgaged premises and the Buyer purchases subject to all requirements related thereto. The premises are being sold with the express acknowledgement that the Mortgagee makes no representation or warranty as to the presence or absence as to any wetlands or environmental issue at all, or related to the septic or well systems, if any, or as to any contaminants or other substances, as noted under M.G.L. c. 21E or any other Massachusetts Statute, Code or Regulation does exist, the correction thereof will be at the Buyer's sole cost and expense, and shall be separate from the purchase price. The Buyer shall indemnify and hold harmless Mortgagee from any and all costs, expenses or liability related to any of the aforesaid. No representations, express or implied, are made with respect to any matter concerning the premises, which will be sold "as-is". TERMS OF SALE: A deposit of $10,000.00 shall be paid by the successful bidder to the Mortgagee in cash, by certified or by cashier's check at the time and place of the sale as a deposit. The successful bidder will be required to execute a Memorandum of Sale immediately after the close of the bidding. A second deposit in the amount of ten percent (10%) of the purchase price shall be required to be made payable to the undersigned by certified check or by bank cashier's check within seven (7) calendar days following the date of sale. The balance of the purchase price shall be paid in cash, by certified check, by cashier's check, or other check satisfactory to Mortgagee's attorney within thirty (30) days thereafter at the offices of McCarter & English, LLP, attorneys for the Mortgagee, 265 Franklin Street, Boston, MA 02110, or elsewhere as agreed by the parties, in exchange for which and at such time and place, the deed shall be delivered to the purchaser for recording. The Mortgagee reserves the right to amend the foregoing terms of sale by written or oral announcement made before the auction sale, during the sale thereof or at the commencement or during any postponed sale, the right to bid at the sale, to reject any and all bids, and to postpone the sale up until the time the property is declared sold by the auctioneer. The description of the premises contained in said mortgage shall control in the event of an error in the Notice of Mortgagee's Sale or its publication. OTHER TERMS TO BE ANNOUNCED AT THE TIME AND PLACE OF THE SALE. Dated: September 26, 2025 Signed: Loan Servicer LLC, present holder of said Mortgage, By its Attorneys, McCarter & English, LLP John M. Allen, Esq. Attorney for the Mortgagee 265 Franklin Street Boston, MA 02110 jallen@mccarter.com (617) 449-6500 Ad# 97656 10/01/2025
Oct 01, 2025.
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