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NOTICE OF SALE NOTICE OF MORTGAGEE'S SALE OF REAL ESTATE Premises: 89 Turner Ave, Pittsfield, MA 01201 By virtue and in execution of the Power of Sale contained in a certain mortgage given by Tammy M. Charow and Stephen J. Charow to Mortgage Electronic Registration Systems, Inc. as nominee for First NLC Financial Services, LLC, dated July 25, 2007, and recorded with the Berkshire Registry of Deeds in Book 3856 at Page 169, as affected by an assignment of mortgage from Mortgage Electronic Registration Systems, Inc. as nominee for First NLC Financial Services, LLC to MTG Finance LLC, dated June 17, 2011, and recorded with said Registry in Book 04806 at Page 151, as affected by an assignment of mortgage from MTG Finance LLC to Bayview Loan Servicing LLC, dated May 24, 2013, and recorded with said Registry in Book 05201 at Page 57, as affected by an assignment of mortgage from Bayview Loan Servicing LLC to Bayview Dispositions IIIA LLC, dated July 22, 2020, and recorded with said Registry in Book 06678 at Page 324, as affected by an assignment of mortgage from Bayview Dispositions IIIA LLC to Metropolitan Life Insurance Co., dated July 13, 2020, and recorded with said Registry in Book 06678 at Page 326, of which mortgage the undersigned is the present holder by assignment, for breach of the conditions of said mortgage and for the purpose of foreclosing the same will be sold by Public Auction at 12 o'clock P.M. on the 30th day of September 2025 at the mortgaged premises located at 89 Turner Ave, Pittsfield, MA 01201, Berkshire County, Massachusetts, all and singular the premises described in said mortgage, To wit: The Premises in said Pittsfield, Massachusetts, bounded and describe as follows: Beginning on the southerly line of Turner Avenue Extension at the northwest corner of a certain parcel of land conveyed to John Rofenole by Wilber W. Bristol by Deed dated December 18, 1911, and recorded in the Berkshire Middle District Registry of Deeds in Book 364, Page 635; thence southerly on the west line of said first described parcel in a mortgage give by Lena Lackey to the Berkshire Loan and Trust Company, dated June 16, 1913, and recorded in said Registry in Book 373, Page 307; and the parcel conveyed to John Rofenolw by Wilbur W. Bristol, as aforesaid, five (5) rods; thence westerly in a line parallel with the first described line to the south line of Turner Avenue Extension; thence easterly in the south line of said Turner Avenue Extension fifty (50) feet to the place of the beginning. Being the same premises as described in Deed recorded in Book 3592, Page 66 and Confirmatory Deed recorded in Book 3622, Page 49. For Mortgagor's title, see deed dated August 9, 2006 and recorded in Book 3592 at Page 66 in the Berkshire Registry of Deeds and Confirmatory Deed dated August 12, 2006 recorded in Book 3622 Page 49 in the Berkshire Registry of Deeds . Premises to be sold and conveyed subject to and with the benefit of all rights, rights of way, restrictions, easements, covenants, liens or claims in the nature of liens, improvements, public assessments, any and all unpaid taxes, tax titles, tax liens, water and sewer liens and any other municipal assessments or liens or existing encumbrances of record which are in force and are applicable, having priority over said mortgage, whether or not reference to such restrictions, easements, improvements, liens or encumbrances is made in the deed. TERMS OF SALE: A deposit of Ten Thousand Dollars ($10,000.00) by certified or bank check will be required to be paid by the purchaser at the time and place of sale. High bidder to sign written memorandum of sale upon acceptance of the high bid. The balance of the purchase price is to be paid by certified or bank check at Friedman Vartolo LLP, 1325 Franklin Avenue, Suite 160, Garden City, New York 11530 within thirty (30) days from the date of the sale. Deed will be provided to purchaser for recording upon receipt in full of the purchase price. In the event of an error in this publication, the description of the premises contained in said mortgage shall control. Other terms, if any, to be announced at the sale. Metropolitan Life Insurance Company Present holder of said mortgage By its Attorneys, Friedman Vartolo LLP 1325 Franklin Ave, Suite 160 Garden City, NY 11530 Ad#96739 09/09/2025, 09/16/2025, 09/23/2025