You rely on your car to start when you need it. You rely on your insurance to give you what you need, too. A personal auto policy from Main Street America brings you protection from:
Main Street America offers highly competitive rates, enhanced coverage options and a wide variety of discounts designed to meet the personal auto insurance needs of individuals and families who exhibit care and responsibility with regard to their driving habits, vehicles and loss history.
New Vehicle Replacement
Diminishing Deductible Rewards
Original Equipment Manufactured Parts Replacement
Full Safety Glass
Other Valuable Coverages
Extend Your Auto Coverage
Auto Elite Program - This includes three different levels of coverage. All levels offer transportation expense, personal clothing/baggage, roadside assistance and accidental airbag deployment. Additional coverages include trip interruption, disappearing collision deductible, loan/lease, extra medical expense benefits plus accident forgiveness.
We offer several homeowners coverages, to help you find the insurance protection that best fits your needs:
Main Street America provides property insurance protection that will give you the peace of mind knowing your assets are adequately protected. We offer a variety of additional coverages to extend your protection beyond our Homeowners insurance, such as:
Extended Replacement Cost coverage
Replacement Cost on Contents
Law or Ordinance coverage
Valuable items protection
Extend Your Homeowners Coverage
Homeowners Elite Program - This includes three different levels of coverage. All levels feature replacement cost coverage and our premium endorsement, Platinum, also provides increased protection for valuables, reimbursement for living expenses following a loss and other benefits.
Home Systems Protection – Covers mechanical breakdown and electronic impairment of items such as HVAC and other appliances.
Service Line – Covers loss due to failure of underground electrical and water/sewer lines.
Home Cyber Protection – Provides protection from data breach, ransomware and fraud.
Identity Theft Coverage - One of the fastest-growing crimes today. Our policyholders have an opportunity to purchase identity theft insurance. Along with coverages, you also get valuable and time-saving assistance should you become a victim of identity theft.
Among a Contractor’s primary concerns is exposure to property damage and injuries to third parties while on a work site. Main Street America’s Main Line Business Owner’s Policy program (Main Line BOP) is designed with the special needs of Contractors in mind, providing all the basic insurance coverages to meet your liability needs.
Examples of Contractors’ classes we provide coverage for, including but are not limited to, the following: